UGC Apps for Beginners: Which Ones Pay, Which to Skip.

We read the creator terms of 21 apps that new UGC creators get pointed to. Eleven of them pay money for the photos and videos you make, at a price you know before you start. The other ten pay you for posting, pay mostly in products, gift cards or refunds, or charge you before you've been paid.

That split is how this guide sorts them, because it decides what a beginner can count on. For each app we checked its own pages on October 21, 2026: who can join, who sets the price, what comes out of your pay and when the money arrives. Modliflex, which publishes this guide, is one of the 21 and gets the same questions.

If you want cash from your first videos, start with two or three of the set-fee apps that take creators where you live. Where they take your country, Billo, JoinBrands and Cohley ask the least to get in. Then expect to send a lot of applications: Billo says a first job takes around 30 on average, and Insense tells creators to aim for at least 20 to get chosen once.¹² Product and refund apps can wait until you have paid work coming in. Skip anyone who asks you to pay for a job, and don't pay any app until one has paid you.

Set-fee apps where you apply to briefs

On these eight, listed alphabetically, brands post briefs and you apply. The fee is on the job before you start, and on most jobs you hand over the files without posting anything.

Billo

Billo takes creators 18 and over in the US, the UK and Canada, and says you need no experience and no social media presence.³ You do need a video pitch, which Billo reviews within seven business days.¹ Every job shows its payout before you apply: from $30 for a 15-second video while you're new, and from $70 once you're a premium creator. Billo says its fee is part of what brands pay and never comes out of yours.¹⁴⁵

The product is shipped to you for free, and posting the video on your own account is optional.³ Approved work is now paid weekly through Stripe, which replaced PayPal: the money reaches Stripe within three days of approval, and Stripe sends it to your bank every Monday.⁶

Clip

Clip says it approves 7% of the creators who apply, after a manual review of a portfolio and an intro video.⁷ Joining is free. Each campaign shows its exact payment before you apply, typically $25 to $250 a video depending on what it asks for. Clip pays by PayPal, usually 7 to 14 business days after the brand approves. If the brand turns a video down for missing the brief or for quality, you aren't paid for it, and the brand has the final say.⁷

Cohley

Cohley lets you sign up as a reviewer with a single social handle, and it takes no cut of what you earn.⁸⁹ You need at least one piece in your Cohley portfolio before you can apply to a brief.¹⁰ Read each brief's label before you apply. Some briefs state the pay, some ask you to name your own rate, and a brief marked $0.00 pays in product only.¹¹ Influencer briefs, which mean posting on your own account, pay according to your following there.¹² Payment comes only by PayPal, and the brand has until 30 days after the brief's content due date to send it.⁹

Influee

Influee asks for no follower count, lets you set your own rates and takes your content through its app. You have to be approved before you can apply, and some of its jobs ask for an Instagram post.¹³¹⁴ Two things on its own pages don't match, so settle them before a first job. The terms describe the 10% marketplace fee both as coming out of the creator's fee and as paid by the brand. The pricing page for brands puts it on top of the creator's payment.¹⁵¹⁶ Timing differs too: the creator page promises payment within 5 to 10 days of approval, while the terms describe a bank transfer on the last day of each month.¹³¹⁵ Ask Influee which applies to you.

Insense

Insense's main way in has a follower bar: 1,000 Instagram followers, TikToks that typically (at the median) get 500 views, and at least 1% engagement.² If it turns you down for those numbers rather than for your content, a UGC-only route opens. It asks for 6 to 12 videos instead, covering at least two product categories and two video formats, with both on-camera and voiceover clips. Its jobs are content you hand over without posting it.¹⁷

Its creator page names 22 countries, among them the US, the UK, Canada, Australia, New Zealand and 16 in Europe.² You negotiate the price with each brand. Insense takes the agreed payment from the brand when you're hired and holds it until the brand approves. You then withdraw to PayPal, which typically takes four business days, or to a bank account (it asks for a US routing number), typically seven.¹⁸ It advertises no hidden fees, though its creator terms allow it to take a commission without naming a rate.²¹⁹ Check each job's type, too: product seeding pays in product, and affiliate jobs pay a share of sales.²

JoinBrands

JoinBrands is open to creators 18 and over in the US, the UK, Germany, Australia and Canada, with no follower minimum. Signing up is free, and so are the certifications you complete for each type of content.²⁰²¹²² Brands set the price on each job. A UGC video defaults to $60 (£50, CA$60, AU$90 or €60), and a brand can lower it to a $50 floor.²³ JoinBrands keeps 20% of regular job earnings, or 15% on its paid Creator PRO plan, which also gets early access to deals.²⁴ Payouts go to PayPal and take up to seven business days, and without PRO you can withdraw once a week.²⁵

Two rules matter in your first weeks there. Everyone starts at Level 1, which allows five regular jobs at a time plus unlimited "Free Product + $5" jobs. Pay on basic UGC videos rises 50% at Level 2, which takes five completed video, social or live jobs (image-only jobs don't count) and a 4.0 average rating.²⁶ Some jobs also ask you to post the video on your own TikTok, Instagram or YouTube, or to buy the product yourself and get reimbursed.²⁰²² On those, taxes and shipping can apply in some countries, and JoinBrands says the brand "may choose" to reimburse them, so read the job details first.²⁴

soona UGC (formerly Trend)

Trend's creator applications have moved to soona UGC, which took over from Trend.io in April 2026.²⁷²⁸ soona accepts US-based creators 18 and over, makes social links optional and asks for three to six sample videos. It says it approves roughly 35% of applications.^29303128 Pay starts at $37 to $115 a video, and soona pays by PayPal at the end of the following month.²⁹³¹

Twirl

Twirl says it doesn't need followers. It asks for an intro video and a UGC portfolio instead, and it may put you on a waitlist.³² It mainly works with creators in the UK, the US, Germany, France, Italy, Spain and the UAE. The fee shown on each brief is yours in full, apart from small conversion fees on international payouts, and payment is released within 10 days of the brand approving your content.³² Its creator page quotes project pay from $90 in one section and from $130 in another, so go by the fee on each brief. Twirl works partly like an agency, and our guide to UGC agencies covers what that means for you.

Set-fee apps where brands order from you

On these three you don't wait for briefs. You list what you make at your own price, and brands order it.

Collabstr

Collabstr is free to join, but it reviews every profile and turns some down, and it asks for a credit card to verify your identity.³³ You set your own packages and prices, and you can also apply to campaigns that brands post, quoting your own rates.³⁴³⁵ Brands search creators by platform (Instagram, TikTok, UGC and more) and buy packages from their profiles, so be clear in each package whether it includes posting.³⁶ A brand's payment is held in escrow from the moment it orders.³⁷ Once it approves your content, the money reaches your Collabstr balance, minus a 15% commission.³⁸

Fiverr

On Fiverr you list UGC as a gig and clients order it, paying in advance through Fiverr.³⁹ You must be 18 or over. Fiverr keeps 20%, so you receive 80% of what the client pays, and it holds your earnings for 14 days before you can withdraw them.⁴⁰ A new gig with no reviews has to stand out on its own, and our guide to UGC jobs shows how to word one.

Modliflex

Modliflex has no briefs to apply to. You sign up (at 18 or over) and create an offer for yourself, your family or group (kids are managed by a parent) or your pet, with your photos, samples and prices. Every offer is reviewed before it goes live and can be turned down. Brands browse the live offers and order. A brand pays when it orders, and the money is held in escrow until it approves your delivery.⁴¹ An order ends with the files, so nothing goes on your own accounts, and creators pay no fees or subscription.⁴¹ You can withdraw to a bank account, PayPal, Wise or Revolut once your balance reaches $100, and payout providers may charge their own fees.

The downside of not applying: nothing comes in until a brand picks your offer, so your samples and prices do all the work of getting you hired. An offer also asks for portrait, half-body and full-body photos of you.

Apps that pay you to post

On these the job is a post, on your own account or on a new one set up for a campaign. Some or all of what you earn depends on how the posts do, so the final amount depends on views.

Kale works in the US and Canada and wants a social account that's been active for at least three months.⁴²⁴³ You claim a brand's challenge, post a video about a product you already own or buy, and Kale pays a cash reward based on how the video performs.⁴⁴ There's no free product and no reimbursement.⁴⁵⁴⁶ Cash withdrawals carry a 3% fee, capped at $3.⁴⁷

SideShift works with creators in the US, Canada, the UK and Australia, and its campaigns often need new social accounts. It advertises $200 to $2,000 a month plus $1 to $4 per 1,000 views. Its homepage puts the typical (median) account at $7 to $9 a video over the last 90 days.⁴⁸⁴⁹ Posting to a new account set up for a campaign is its own kind of job, canvas UGC, and worth reading about before you sign up.

Content Rewards, a pay-per-view app that began on Whop (a marketplace for creator programs), pays per 1,000 views on videos you post from your own accounts. Many are clips: short cuts from someone else's long videos, podcasts or livestreams.⁵⁰ Its October 2026 terms take a flat 10% creator fee from per-view payouts, though campaigns joined earlier through Whop keep their older terms.⁵¹ In 2025, Whop put the average for clippers at $1 per 1,000 views.⁵² Here's how per-view pay compares with a set fee, with the views worked out.

Platform programs pay for posts too, and each sets its own follower bar. TikTok's creator marketplace and Instagram's have guides of their own. Whatever you post for pay, label it as an ad.

If your kids or your pet are in the videos, think about where they'll appear. A posting app puts them on your public account. A content-only app sends the files to the brand, which uses them in its own ads and posts. Our guides to pet UGC and baby UGC cover both.

Apps that pay in products, gift cards or refunds

These often sit in "UGC apps that pay" lists next to the cash apps. What you get is the product, a gift card or your money back, usually for a post on your own account.

• Statusphere is for US creators with a public Instagram or TikTok, and it runs on product. It says many creators get $300 or more in value a month from free products, gift cards or boosted content.⁵³ As of 2026 it pays cash only to US persons who can provide a W-9 (the IRS form with your taxpayer ID), typically about five weeks after the posting due date.⁵⁴
• Stack Influence takes US residents with at least 200 Instagram followers.⁵⁵ You buy the product at full price, post about it and get reimbursed, and if you don't post, you aren't reimbursed.⁵⁶⁵⁷
• Hummingbirds has no follower minimum. If a brand picks you, you buy the product, share a post on Instagram and get paid, almost always in gift cards.⁵⁸
• Social Cat asks for at least 3,000 followers. It has paid collaborations at rates you set, with no commission, but the collaborations it calls most popular with new creators are gifted.⁵⁹

Gifted jobs turn up inside the cash apps too, such as Cohley's $0.00 briefs, Insense's product seeding and JoinBrands' Free Product + $5 jobs. Taking one early can make sense. One creator on Reddit says it's worth it "if the product is something you actually want, the scope is small, and you can use the video in your portfolio."⁶⁰ Gifted products can have tax consequences, so read how they're treated before you take many. Product-testing sites work the same way, and we list the ones open to join.

Apps that cost money before they pay you

Paying for something on a UGC app isn't automatically a scam. It's still money out before any money in, so it can wait until you've been paid for a job. What you might be asked to pay falls into three kinds.

Paid plans on apps you can join for free. JoinBrands' Creator PRO lowers its cut to 15% and gets you deals earlier.²⁴ SideShift sells Pro subscriptions whose features include unlimited job applications.⁶¹ Both apps are free to join, so the plans can wait.²²⁴⁸

Paying to apply. On Upwork, a proposal to most jobs costs Connects, Upwork's application credits, which sell at $0.15 each, and you don't get them back when a client turns you down.⁶²⁶³ Backstage's app is free to browse, but unlimited applications need a subscription, from $24.99 for a month to $199.99 for a year.⁶⁴ It can work: one creator on Reddit reported two paid jobs, at $170 and $200, from 23 Backstage applications.⁶⁵ Pitchlo's job board is free to read, but applying to its jobs takes a plan, $12.99 a month billed every three months, after a 7-day free trial.⁶⁶⁶⁷ If you try any of these once other apps have paid you, count the cost as something the next jobs have to earn back.

Paying for the job itself. This is the one to skip. A plan with a public price is a product you can weigh. Someone who wants money from you to give you work is different, whatever they call it. So is a stranger selling a "list of brands that hire" in your DMs. The US Federal Trade Commission (FTC) says it plainly in its job-scam advice: "Honest employers, including the federal government, will never ask you to pay to get a job. Anyone who does is a scammer."⁶⁸ Here are the other red flags.

Getting accepted, then getting picked

Most set-fee apps filter you twice. First they decide whether to take you, then brands decide whether to pick you.

Getting accepted

Clip says it approves 7% of applications, Insense says it accepts 2 in 10, and soona says roughly 35%.⁷⁶⁹²⁸ Billo reviews a video pitch before you can apply to anything.¹ What they ask for overlaps, so make most of it once: a short intro video of you talking to the camera, and six sample videos made with products you already own. Six samples cover soona's three to six, and Insense's UGC-only minimum too if they span two product categories and two formats, with on-camera and voiceover clips.³¹¹⁷ They also give you a portfolio for Twirl.³² Billo's pitch follows its own script (a talking intro, a short montage with voiceover and a set closing line), so film that one to its guide.¹ How to make UGC videos covers the filming, on your phone.

If an app says no

Insense's UGC-only route is there for exactly this, when your numbers were the problem rather than your content.¹⁷ Anywhere else, replace the sample you'd least want a brand to see, and read the app's rules on reapplying before you try again.

Getting picked

Expect most early applications to go unanswered. Billo's average before a first job is around 30 applications, and Insense's advice is to send at least 20 per job you win. It also says brands usually decide within 5 to 10 business days of creating a campaign.¹² Creators' own reports point the same way. One got the first three JoinBrands jobs they applied for, then 2 of the next 95.⁷⁰ So if you've sent ten applications and heard nothing, that's normal, not a verdict on your work. The three apps where brands order from you publish no odds for a new profile's first order, so run one alongside your applications rather than instead of them.

Your first month

Set up PayPal first, since Clip, Cohley, JoinBrands and soona all pay through it.⁷⁹²⁵³¹ Then check the country list below and start with the apps there that ask the least to get in: Billo's video pitch, JoinBrands' free certifications and Cohley's reviewer sign-up. Add soona and Twirl once your samples are ready, and Insense if you have its numbers. If it turns you down on them, its UGC-only route takes your six videos. Send 20 to 30 applications on each before you judge it. Alongside them, keep a profile where brands can order from you, on Collabstr, Fiverr or Modliflex, so you aren't waiting on a single queue.

Where to start, by where you live

Country rules cut the list down fast. From the country lists the apps publish:

• US: Billo, JoinBrands, soona, Twirl and Insense, with Kale or SideShift if you want posting work.
• UK: Billo, JoinBrands, Twirl and Insense, with SideShift for posting work.
• Canada: Billo, JoinBrands and Insense, with Kale or SideShift if you want posting work.
• Australia: JoinBrands and Insense, with SideShift for posting work. Billo's own pages disagree about Australia: its creator terms include it, while its creator page and app listing don't. Check the app before you film a pitch.⁷¹³
• New Zealand: Insense is the only app here whose published list names New Zealand.
• Germany, France, Italy and Spain: Twirl and Insense, plus JoinBrands in Germany. Insense also covers 12 more European countries.
• UAE: Twirl.

Clip and Cohley don't list countries on the creator pages we read, so ask when you sign up.⁷⁸ Influee says it works in more than 30 countries, and its country list for brands includes the US, Canada, the UK, Australia, Germany, France, Italy and Spain.¹³⁷² Collabstr, Fiverr and Modliflex don't publish a creator country list either, so make sure each one pays out where you live. Collabstr, for one, pays out by PayPal in most countries and by local bank transfer in more than 150 currencies.³⁸ JoinBrands' local defaults (£50, CA$60, AU$90, €60) show what a standard JoinBrands video pays outside the US, before its cut.²³

The eleven set-fee apps, compared

The rest can wait until one of these has paid you: the product and refund apps, paid plans and pay-to-apply apps.

What beginners ask about UGC apps

How much do beginner UGC creators make?

Your income depends more on how many jobs you land than on any single fee, and job counts vary widely. The published starting points: Billo's payouts start at $30 for a 15-second video. JoinBrands' default video fee is $60 before its cut, and soona's pay starts at $37 to $115 a video.⁴²³²⁹ What you keep depends on the app: a $60 job leaves you $48 on Fiverr or on JoinBrands' free plan, and $51 on Collabstr.⁴⁰²⁴³⁸ One creator on Reddit reported about $600 from about six JoinBrands jobs over seven months.⁷³ Treat these as reference points, not a forecast. When you set your own prices, here's how to pick a first rate.

How do you start UGC with no experience?

With samples, not a résumé. Film a short intro video of you talking to the camera and six sample videos with products you already own, then use them for every application above. How to become a UGC creator walks through your first weeks.

Can you start UGC for free?

Mostly. Your phone and products you already own are enough for your first samples. What can cost money later is an app's cut of your pay, payout fees, products you buy on reimbursement jobs, and tax on products you're sent.

Do UGC apps need followers?

Not for content you hand over to a brand. Billo says you need no social media presence, Twirl says it doesn't need followers, and JoinBrands has no follower minimum.³³²²¹ Follower bars mostly come with posting work: Stack Influence asks for 200 on Instagram, Social Cat for 3,000, and Insense's main route for 1,000.⁵⁵⁵⁹²

What apps do UGC creators use?

Two kinds. The apps in this guide are where you find paid work. The other kind is for making the content, such as video editors, and our guide to UGC editing apps covers those.

Are UGC apps legit?

The apps in this guide publish their creator terms, and that's the first thing to look for in any app. Check who sets the price, what comes out of your pay and when the money arrives. How UGC platforms pay creators explains each step. Be wary of anyone who asks you to pay for the job itself.

Footnotes

1. Billo Help Center, "For creators: getting started guide" (April 2026): a video pitch is required (an intro, a body montage with voiceover and an outro with Billo's set closing line) and reviewed within 7 business days; each task's payout is visible before applying; "On average, it takes around 30 applications to get approved for your first task." https://help.billo.app/en/articles/5766115-for-creators-getting-started-guide ↩ ↩² ↩³ ↩⁴ ↩⁵ ↩⁶

2. Insense, "For creators" and FAQ (accessed October 2026): 1,000 Instagram followers and 500 median TikTok views with 1% engagement; 22 named countries; brands usually choose creators within 5 to 10 business days; aim for at least 20 applications to get chosen in one; prices negotiated with brands; product seeding and affiliate jobs; "without any hidden fees". https://insense.pro/for-creators ↩ ↩² ↩³ ↩⁴ ↩⁵ ↩⁶ ↩⁷

3. Billo, "For creators" (updated October 7, 2026): creators must live in the US, Canada or the UK and be 18 or over (the App Store listing, https://apps.apple.com/us/app/billo-creator-sell-content/id1499355971, names the same three countries); no professional experience or social media presence required; posting on your own account only if you choose it; no monthly membership to browse and apply; products shipped at no cost. https://billo.app/for-creators/ ↩ ↩² ↩³ ↩⁴

4. Billo blog, "UGC content creator" guide (updated September 4, 2026): payouts start at $30 for new creators and $70 for premium creators on a 15-second video. https://billo.app/blog/ugc-content-creator/ ↩ ↩²

5. Billo blog, "How Billo pricing works" (October 9, 2026): Billo's fee is part of what brands pay and is never deducted from creator pay. https://billo.app/blog/how-billo-pricing-works/ ↩

6. Billo Help Center, "For creators: how and when you'll get paid" (updated October 14, 2026): payouts now go through Stripe instead of PayPal for creators in the US, Canada and the UK, weekly; money reaches Stripe within 3 days of approval and is sent to your bank every Monday. Billo's older creator page still describes PayPal payouts twice a month. https://help.billo.app/en/articles/5830098-for-creators-how-and-when-you-ll-get-paid ↩

7. Clip, "FAQ for creators" (accessed October 2026): a 7% approval rate after manual review of a portfolio and intro video; free to join; campaigns typically pay $25 to $250 a video, shown before you apply; PayPal within 7 to 14 business days of approval; no fee for content that misses the brief or the quality bar. https://useclip.com/faq/creators ↩ ↩² ↩³ ↩⁴ ↩⁵

8. Cohley Creator Support, "Social Profile and Social Metrics" (June 8, 2026): the Reviewer type needs at least one social URL or handle. https://cohley.freshdesk.com/support/solutions/articles/48001283242 ↩ ↩²

9. Cohley Creator Support, "How will I get paid for my work if I've completed a paid brief?" (modified October 14, 2026): Cohley takes no cut of creator compensation; PayPal is the only payout method; brands must pay within 30 days of the brief's content due date. https://cohley.freshdesk.com/support/solutions/articles/48001283496 ↩ ↩² ↩³

10. Cohley Creator Support, "My Portfolio" (October 1, 2026): you need at least one portfolio asset to apply to any brief. https://cohley.freshdesk.com/support/solutions/articles/48001283263 ↩

11. Cohley Creator Support, "Can I negotiate compensation?" (August 9, 2026): some briefs state their pay, others let you name your own rate, and a $0.00 brief is product-only with no cash. https://cohley.freshdesk.com/support/solutions/articles/48000978848 ↩

12. Cohley Creator Support, influencer briefs (September 9, 2026): compensation for a social post is based on your follower count on that platform. https://cohley.freshdesk.com/support/solutions/articles/48001243478 ↩

13. Influee, "For creators" (accessed October 2026): no follower count required; creators apply once approved, set their own rates and submit content through the app; payment processed within 5 to 10 days of approval. https://influee.co/for-creators ↩ ↩² ↩³

14. Influee, App Store listing (accessed October 2026): creators submit proposals for creating content or posting on Instagram. https://apps.apple.com/us/app/influee/id1359672098 ↩

15. Influee, Terms (last updated September 2025): a marketplace fee of 10% of the creator's fee, described both as deducted from the creator's fee and as paid by the brand; creator payouts by SEPA transfer on the last day of each calendar month. https://influee.co/terms ↩ ↩²

16. Influee, UGC creation pricing for brands (accessed October 2026): the platform fee is charged on top of the creator payment. https://influee.co/pricing/ugc-creation ↩

17. Insense Creator Help Center, "How to join Insense as a UGC-only creator" (accessed October 2026): for creators denied on account metrics rather than content quality; 6 to 12 videos covering at least 2 product categories and 2 video formats, with both on-camera and voiceover clips. https://help-creators.insense.pro/how-to-join-insense-as-a-ugc-only-creator ↩ ↩² ↩³

18. Insense Creator Help Center, "A detailed guide of how payments work on Insense" (accessed October 2026): the agreed payment is taken from the brand at hire and moved to your wallet after approval; PayPal withdrawals typically take 4 business days, bank withdrawals 7 and need a 9-digit routing number. https://help-creators.insense.pro/4551 ↩

19. Insense, Terms of Service for Creators (last modified May 29, 2026): Insense may charge a percentage of creator fees as a commission. https://insense.pro/terms-of-service-for-creators ↩

20. JoinBrands, creator page (accessed October 2026): creators must be 18 or over and live in the US, UK, Germany, Australia or Canada; TikTok, YouTube Shorts, Amazon and Instagram Reels jobs require posting the content. https://joinbrands.com/creator/ ↩ ↩²

21. JoinBrands, App Store listing "JoinBrands: UGC Creator Jobs" (accessed October 2026): no follower minimum. https://apps.apple.com/us/app/joinbrands-ugc-creator-jobs/id1623569698 ↩ ↩²

22. JoinBrands Help Center, "Creators: getting started guide" (accessed October 2026): free sign-up and free certifications; products either shipped by the brand or bought by the creator and reimbursed. https://help.joinbrands.com/en/articles/6462008-creators-getting-started-guide ↩ ↩² ↩³

23. JoinBrands Help Center, "Creators: how much can I earn?" (accessed October 2026): brands set the price; a UGC video defaults to $60, CA$60, £50, AU$90 or €60, with a $50 floor. https://help.joinbrands.com/en/articles/6267226-creators-how-much-can-i-earn ↩ ↩² ↩³

24. JoinBrands Help Center, "Creators: JoinBrands creator fees" (accessed October 2026): a 20% platform fee on regular job earnings and performance bonuses; Creator PRO members pay 15% and get early deal access; on bought products, taxes and shipping may apply in some countries and the brand may choose to reimburse them. https://help.joinbrands.com/en/articles/12946168-creators-joinbrands-creator-fees ↩ ↩² ↩³ ↩⁴

25. JoinBrands Help Center, "Creators: when will I get paid?" (accessed October 2026): payouts through PayPal, taking up to 7 business days; withdrawals limited to once a week unless on Creator Pro. https://help.joinbrands.com/en/articles/6266935-creators-when-will-i-get-paid ↩ ↩²

26. JoinBrands Help Center, "Creators: levels" (accessed October 2026): every creator starts at Level 1 (five regular jobs at a time, unlimited Free Product + $5 jobs); Level 2 needs five completed video, social or live jobs (image-only jobs don't count) and a 4.0 average rating, and pays 50% more on basic UGC videos. https://help.joinbrands.com/en/articles/6363126-creators-levels ↩

27. Trend, creator page (accessed October 2026): creator applications have moved to soona. https://creators.trend.io/ ↩

28. soona, "Trend is now soona UGC" (April 28, 2026): Trend.io becomes soona UGC; soona approves roughly 35% of creator applications. https://soona.co/blog/trend-is-now-soona-ugc ↩ ↩² ↩³

29. soona, creator collective page (accessed October 2026): UGC creators can apply from anywhere in the US; pay starts at $37 to $115 a video. https://soona.co/collective ↩ ↩² ↩³

30. soona, Creator Terms (revised October 6, 2026): creators must be 18 or over. https://soona.co/creator-terms ↩

31. soona Support, "Welcome to soona UGC: creator guide" (June 2026): social links optional; 3 to 6 video samples; payment by PayPal at the end of the following month. https://support.soona.co/welcome-to-soona-ugc-creator-guide ↩ ↩² ↩³ ↩⁴

32. Twirl, "For creators" (accessed October 2026): no followers needed; intro video and UGC portfolio; possible waitlist; creators mainly from the UK, US, Germany, France, Italy, Spain and the UAE; pay quoted as $90 to $300+ in one section and $130 to $300+ in the FAQ; brief compensation "100% yours", with small payout conversion fees on international transfers; payment released within 10 days of brand approval. https://www.usetwirl.com/for-creators ↩ ↩² ↩³ ↩⁴

33. Collabstr Help Center, "Join as a creator" (accessed October 2026): free to join; profiles reviewed and not all approved; a credit card is required to verify identity. https://help.collabstr.com/en/article/join-as-a-creator-1huw5to/ ↩

34. Collabstr Help Center, "How to modify content packages" (updated September 15, 2025): creators can edit, remove or create content packages from their profile and update their rates. https://help.collabstr.com/en/article/how-to-modify-content-packages-1sm11ng/ ↩

35. Collabstr Help Center, "Applying to campaigns" (accessed October 2026): creators apply with their profile, portfolio and their own rates. https://help.collabstr.com/en/article/applying-to-campaigns-cb1rl7/ ↩

36. Collabstr Help Center, articles for brands (accessed October 2026): brands filter creators by Instagram, TikTok, UGC, YouTube, X, Twitch or Amazon and buy preset packages. https://help.collabstr.com/en/category/for-brands-on2yd6/ ↩

37. Collabstr Help Center, "Supported payment methods" for brands (accessed October 2026): "When you place an order, your payment is held in escrow" until the brand reviews and approves the content. https://help.collabstr.com/en/article/supported-payment-methods-6yls7k/ ↩

38. Collabstr Help Center, "Supported payout methods" (accessed October 2026): a 15% commission on all order payouts; payment released to your Collabstr balance once the brand approves; PayPal in most countries and local bank transfers in 150+ currencies. https://help.collabstr.com/en/article/supported-payout-methods-1na6ob2/ ↩ ↩² ↩³

39. Fiverr Help Center, "FAQs for clients" (edited June 17, 2026): all payments are made through Fiverr on the order page, and clients pay for orders in advance. https://help.fiverr.com/hc/en-us/articles/360011454477-FAQs-for-clients ↩

40. Fiverr Help Center, "How Fiverr works for freelancers" (edited October 6, 2026): users must be 18 or over; freelancers receive 80% of the client's cleared payment; a 14-day clearing period before funds can be withdrawn. https://help.fiverr.com/hc/en-us/articles/34069565843985 ↩ ↩²

41. Modliflex, creators page FAQ (accessed October 2026): free to join, with no fees, subscriptions or hidden costs for creators; funds held in escrow while you work and released when the brand approves. https://www.modliflex.com/creators ↩ ↩²

42. Kale Help Center, "Where is Kale available?" (July 2026): the US and Canada only. https://help.getkale.com/en/articles/16074296-where-is-kale-available ↩

43. Kale Help Center, "How do I get started?" (July 2026): use a social account active for at least three months. https://help.getkale.com/en/articles/16074269-how-do-i-get-started ↩

44. Kale Help Center, "How does Kale work?" (July 24, 2026): "Claim a challenge from a brand you love!", then complete it and share the video to your social media. https://help.getkale.com/en/articles/16074215-how-does-kale-work ↩

45. Kale Help Center, "Does Kale give away free product?" (July 2026): no; creators post about products they already have and use. https://help.getkale.com/en/articles/16074370-does-kale-giveaway-free-product ↩

46. Kale Help Center, "Does Kale reimburse for purchased products?" (July 2026): no; Kale pays cash rewards that reflect the performance of the video. https://help.getkale.com/en/articles/16074351-does-kale-reimburse-for-purchased-products ↩

47. Kale Help Center, "How do I cash out my earnings?" (May 2026): a 3% processing fee on cash withdrawals, capped at $3. https://help.getkale.com/en/articles/14857810-how-do-i-cash-out-my-earnings ↩

48. SideShift, creators page (accessed October 2026): creators in the US, Canada, the UK and Australia; new social accounts often needed for campaigns; earnings of $200 to $2,000 a month plus $1 to $4 per 1,000 views; SideShift charges brands, not creators. https://sideshift.app/creators ↩ ↩²

49. SideShift, homepage (accessed October 2026): the median account earns $7 to $9 a video, measured over the last 90 days. https://sideshift.app ↩

50. Whop Docs, "Content Rewards" (accessed October 2026): creators post content to their own social media accounts and are paid per 1,000 views; campaigns include clipping and UGC. https://docs.whop.com/memberships-and-access/third-party-apps/content-rewards ↩

51. Content Rewards Inc, creator terms (last updated October 4, 2026): a flat 10% creator fee on every CPM and Pool campaign payout; campaigns joined on the earlier Whop-hosted version stay under the prior terms. https://b4e0vdqv6zgqeqj4pfgm.apps.whop.com/terms ↩

52. Whop, "Content Rewards: Grow your brand without wasting money or time" (March 3, 2025; Whop's own figure, written for brands): clippers are paid $1 per 1,000 views on average. https://whop.com/blog/content-rewards/ ↩

53. Statusphere Creator Help (accessed October 2026): be based in the US with a public Instagram or TikTok; many creators earn $300+ in value a month through free products, gift cards or boosted content. https://statusphere-creators.frontkb.com/en/articles/8683585 ↩

54. Statusphere Creator Help, cash payouts (accessed October 2026): as of 2026, cash payments only to US persons with a valid W-9; typically issued about 5 weeks after the posting due date. https://statusphere-creators.frontkb.com/en/articles/10463809 ↩

55. Stack Influence, creator FAQ (accessed October 2026): at least 200 Instagram followers; creators must live in the US. https://stackinfluence.com/creators/faq ↩ ↩²

56. Stack Influence Help, "How does the product reimbursement process work?" (April 9, 2025; written for brands): influencers buy the product at full price and are reimbursed after approval. https://intercom.help/stackinfluence/en/articles/5884503-how-does-the-product-reimbursement-process-work ↩

57. Stack Influence Help, preventing inventory loss (January 17, 2022; written for brands; still current policy): influencers who don't complete the social promotion are not reimbursed. https://intercom.help/stackinfluence/en/articles/5867576-how-do-you-prevent-inventory-loss-during-influencer-campaigns ↩

58. Hummingbirds, creators page (accessed October 2026): no follower minimum; if selected, buy the product and share on Instagram; campaigns almost exclusively pay in retail or digital gift cards; free to join. https://www.hummingbirds.com/creators ↩

59. Social Cat, creators page (accessed October 2026): a minimum of 3,000 followers on your primary platform; paid collaborations at your own rates with no commissions; gifted collaborations labeled most popular for new creators. https://thesocialcat.com/creators ↩ ↩²

60. Reddit r/UGCcreators, "Completely new to UGC, where do I begin" (June 2026): a creator's test for when a gifted job is worth taking. https://www.reddit.com/r/UGCcreators/comments/1ucpg8h/completely_new_to_ugc_where_do_i_begin/ ↩

61. SideShift, App Store listing "SideShift: Earn Money" (accessed October 2026): Pro subscriptions, including unlimited job applications. https://apps.apple.com/us/app/sideshift-earn-money/id6481115809 ↩

62. Upwork Help Center, "How to sign up as a freelancer on Upwork" (accessed October 2026): freelancers buy Connects to submit proposals to most jobs. https://support.upwork.com/hc/en-us/articles/24492534968211 ↩

63. Upwork Help Center, "Understanding and using Connects" (edited October 13, 2026): Connects cost $0.15 each and are sold in bundles; they are not returned when a client rejects your proposal. https://support.upwork.com/hc/en-us/articles/211062898 ↩

64. Backstage, App Store listing "Backstage: Casting Calls" (accessed October 2026): free to download and browse; unlimited applications need a subscription; US App Store prices: monthly membership $24.99, annual $199.99. https://apps.apple.com/us/app/backstage-casting-calls/id1215380527 ↩

65. Reddit r/UGCcreators, "What platforms helped you get your first UGC projects" (March 2026): one creator's 23 Backstage applications and 2 paid gigs at $170 and $200. https://www.reddit.com/r/UGCcreators/comments/1rq60kh/what_platforms_helped_you_get_your_first_ugc/ ↩

66. Pitchlo, UGC creator jobs board (accessed October 2026): every listing is open to read with no account; a 7-day free trial (card required) opens every job on the board. https://www.pitchlo.com/ugc-creator-jobs ↩

67. Pitchlo, pricing (accessed October 2026): $12.99 a month, billed as $38.97 every 3 months. https://www.pitchlo.com ↩

68. US Federal Trade Commission, Consumer Advice, "Job Scams" (March 2023): honest employers never ask you to pay to get a job. https://consumer.ftc.gov/articles/job-scams ↩

69. Insense, creator marketplace page for brands (accessed October 2026): "We accept 2 out of every 10 creators who apply." https://insense.pro/platform/creator-marketplace ↩

70. Reddit r/UGCcreators, "JoinBrands subscription" (March 2026): one creator's first three JoinBrands jobs, then 2 accepted from 95 more applications. https://www.reddit.com/r/UGCcreators/comments/1rqc8se/joinbrands_subscription/ ↩

71. Billo, Terms of Service for Creators (effective October 1, 2026): registration open to individuals physically located in the US, Canada, the UK or Australia, aged at least 18. https://billo.app/terms-of-service-creators/ ↩

72. Influee, "UGC creators by country" (accessed October 2026): a list of 33 countries, including the US, Canada, the UK, Australia, Germany, France, Italy and Spain. https://influee.co/ugc-creator/countries ↩

73. Reddit r/UGCcreators, "Best platform to make at least 1K per month" (May 2026): one creator's "about 6" JoinBrands jobs and about $600 over seven months. https://www.reddit.com/r/UGCcreators/comments/1tc7yse/best_platform_to_make_at_least_1k_per_month/ ↩